Mortgage and Credit Card Defaults Surge as Interest Rates Bite
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As Christmas approached, lenders reported a spike in defaults on mortgages and credit cards, a trend expected to persist, according to...
Jan 212 min read
Inflation has decreased
Inflation has decreased to 3.9%, signalling potential interest rate cuts for mortgage borrowers and presenting improved options for...
Dec 17, 20232 min read
Understanding the Autumn Statement
In the ever-evolving economic landscape, the Autumn Statement serves as a pivotal marker for individuals and businesses alike. As a...
Aug 6, 20233 min read
Steps you should take to protect your family if lose your income
Protecting your family from loss of income should be a priority at any time. It’s especially relevant now. Even single adults should take...
Apr 23, 20233 min read
Is property investment still worth it for small scale investors?
The UK’s property market has long been an attractive target for investors. Up until recently, it had options for investors of all sizes....
Mar 17, 20233 min read
Spring statement - Property
Spring is traditionally a busy time in the property market. Just how busy it is, however, depends on various factors. Many people...
Feb 24, 20233 min read
3 Debt Excuses Busted
Debt is sometimes a pretty-much unavoidable fact of life. It would be nice, for example, if we could all afford to buy houses out of cash...
Sep 19, 20223 min read
Why are house prices still rising?
Back when COVID19 was still in full force, the UK government instigated a Stamp Duty holiday. This prompted a buying frenzy and,...
Sep 4, 20223 min read
Investing So Your Children Can Afford To Move Out
A child’s first day at school is a big moment for both them and their parents. For most parents, however, it’s also a relief, especially...
Aug 7, 20223 min read
How To Keep Your Tax Bill To A Minimum
Most people want to keep their tax bill as low as possible. Now, the cost of living is creating an extra incentive to do so. With that...
Jul 17, 20223 min read
Is the internet the right place for advice?
For most people, if they want to learn about something, the internet is generally their first port of call. It’s a trove of information....
Jun 10, 20223 min read
Borrowing Is On The Rise
The early days of COVID19 were a time of saving, at least for some. The early days of post-COVID19, by contrast, are increasingly a time...
May 7, 20223 min read
3 Reasons to Make Time For A Regular Health Check
Sometimes it can feel that there’s not enough time in the day to do whatever it is you absolutely need to do, let alone get started on...
Oct 29, 20213 min read
Autumn Budget 2021
Budgets are always interesting for mortgage-holders. The October 2021 budget probably contained very few real surprises (if any). Some...
Mar 27, 20203 min read
What the budget means for personal finance
The budget was expected. The emergency meeting of the Monetary Policy Committee of the Bank of England, by definition, was not. Both...
Mar 13, 20203 min read
Is Poor health Making You Poorer?
Although the UK has both a welfare system and free public health care, illness and injury can impact your finances. While there’s a...
Mar 6, 20203 min read
What Diversification Really Means
Investment portfolios are like teams. They should all work together harmoniously, with each member bringing their own strengths to...
Dec 13, 20193 min read
Death is free but dying can be expensive
These days, funeral music can go way beyond traditional hymns like Abide with Me, but out of all the songs you might want to choose for...
Dec 6, 20193 min read
Is contactless making it too easy?
The concept of a cashless society may sound good in theory. It’s questionable whether it will ever work in practice. It is, however,...
Nov 23, 20193 min read
What’s your digital information worth?
These days, for practical purposes, you are the sum of your data. Everything you do online creates a data trail which doesn’t just point...
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