Borrowing Is On The Rise
The early days of COVID19 were a time of saving, at least for some. The early days of post-COVID19, by contrast, are increasingly a time...
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Jun 6, 20223 min read
Goodbye Ground Rent
The concept of ground rent has been around since at least Roman times. It has always been a somewhat contentious topic. All that’s...
May 27, 20223 min read
Are You Really Read To Invest In The Property Market?
Buying an investment property is very different from buying your own home. Your own home is a place for you to live. An investment...
May 23, 20223 min read
What You Need To Know About Green Mortgages
Green mortgages are mortgages that are only made available to people buying homes that meet certain sustainability criteria. These...
May 16, 20223 min read
How much mortgage can you have?
Currently, the only hard-and-fast rule on the size of mortgages is that your mortgage has to be affordable to you. It’s down to each...
Apr 21, 20223 min read
How To Help Your Children Get On the Property Ladder
There are lots of ways to help your children get on the property ladder. Not all involve paying cash. Here are some ideas you could...
Apr 4, 20223 min read
How Can You Tell When It's Time To Sell?
You need somewhere to live your entire life but you don’t need to own a home at all. You certainly don’t need to own any specific home...
Mar 31, 20223 min read
The Current Rules For Buy-To-Let Landlords
Over recent years, the property-investment sector has become much more regulated. What’s more, it’s increasingly common for landlords to...
Mar 17, 20223 min read
Is A Five-Year Fix Playing Too Safe?
The next few years look set to be interesting ones for the UK. On the plus side, COVID19 does seem to be abating. On the minus side,...
Mar 12, 20223 min read
Why You Should Pay Attention To Energy Efficiency
You’re probably already aware that the government has committed to making the UK net-zero by 2050. You may not, however, have realised...
Feb 25, 20223 min read
Why You Can Profit From Good Mortgage Advice
If you pay any attention to the news you will have seen Martin Lewis advocating for mortgage advisors. There is of course, a very good...
Feb 18, 20223 min read
Is Buy To Let Still Worth Investing?
Over recent times, tax changes have delivered a sharp blow to the buy-to-let market and yet it has simply rode out the punch and stood...
Feb 11, 20223 min read
How To Plan For Interest-Rate Rises
Even if you’re not a homeowner, you’ve probably noticed that the Bank of England raised interest rates in both December and this...
Feb 4, 20223 min read
Are You A New First Time Buyer?
Last year, saw 408,379 people collect the keys to their first home. It was the first year the number of first-time buyers had exceeded...
Jan 21, 20223 min read
Mortgage Lenders Pass On Interest Rate Rise
The Bank of England recently made headlines with its first interest rate rise in three years. This increase is now being passed on to...
Jan 13, 20223 min read
What Now For Mortgage Holders?
The UK’s base rate is currently just about as low as it can go (and stay in positive numbers). This means that, realistically, there is...
Dec 20, 20213 min read
Decorating Trends for 2022
Home decoration has always been popular. Since the pandemic began, it’s become more popular than ever. The Christmas season tends to...
Dec 10, 20213 min read
The pros and cons of 40-year mortgages
The UK mortgage market has a wide selection of both variable-rate and fixed-rate mortgages. It also has other niche mortgage products...
Dec 3, 20213 min read
COVID19 And The Mortgage Market
The pandemic has created a rather contradictory situation in the housing market. On the one hand, sales of residential property have...
Nov 19, 20213 min read
How To Get A Yes From A Mortgage Lender
Fundamentally, there is only one way to get a yes from a mortgage lender. That is to convince them that you are able and willing to pay...
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